Prof. Dr. Alhaji Umar Lawal Aliyu Professor Dept. of Management LIGS University Honolulu, Hawaii : Prof. Dr. Pallav Das Professor and HoD Dept. of Economics Patuck Gala College of Commerce and Management, Mumbai .in : Dr. Sabzar Ahmad Peerzadah Research Fellow Dept. of Commerce
Alhaji Umar Lawal Aliyu, PhD in Management, Universidad Central De Nicaragua, Nigeria. Payal Chadha, Doctor of Finance and FMVA certified Adjunct Assistant Professor at UMUC Europe, Europe. Dr. Samar Rahi, Ph. D, Universiti Sultan ZainAl Abidin, Malaysia.