Saira Malik and Tiaa-Cref Free People Check 

( I'm Saira Malik)
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Markets Are At Multi-Year Highs. So, What's Next?

www.wsj.com
Markets have crested on strong rallies and the Dow has already pierced 13,000. What can investors expect in the next year? Saira Malik, TIAA-CREF's head of

Bull Market Lures Holdouts, but Forecasts Have Caveats - The New York...

www.nytimes.com
Saira Malik, head of equity research at TIAA-CREF, highlights a related subplot: a gradually improving economic backdrop that is not fully factored into
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